Education Loan

9% – 10.5% Rate of Interest

Education Loan

Nowadays education has become a major expenditure as well as the biggest investment for the future of children. Higher education has become very expensive and more parents as well as students prefer a degree from abroad.

All the banks are proactive in providing education loan and even few of the NBFCs also have some lucrative products in their education loan basket.

– 7.5 Lakhs with security

– Loan of any amount alone 7.5 Lakhs

– 7.5+lakh loan requires collateral

– Expenses include, stationery, accomdation and food

– EMI starts one year after completion of the course.

– There is no restriction on prepayment partial or complete.

Documents

Documents of student

For coapplicant(photocy and self attested)

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Education Loan - Eligibility

Self-employed individuals, proprietors, private limited companies & partnership firms working in trading, manufacturing or services.
Individuals associated with the current business for a minimum of 3 years (plus a total of 5 years of business experience).
Individuals should be at least 22 years of age while applying for the loan & less than 65 years of age at the time of maturity.
Enterprises making profits for the past two years.
Enterprises with a minimum turnover of INR 10 Lakhs.
Enterprises with a Minimal Annual Income (ITR) of INR 2 Lakhs per year.

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