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About Education Loan

Nowadays education has become a major expenditure as well as the biggest investment for the future of children. Higher education has become very expensive and more parents as well as students prefer a degree from abroad.
All the banks are proactive in providing education loan and even few of the NBFCs also have some lucrative products in their education loan basket.

– Education loan upto 7.5 lakhs is unsecured whereas above 7.5 lakhs some kind of security is required in case of PSU Banks.

– Funding is done from 75%-80% of the total project cost. Project cost includes tuition fees+lodging expenses+stationery+laptop+once a year to and fro flight cost+books+conveyance.

– EMI starts one year after completion of the course.

– There is no restriction on prepayment partial or complete.